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Business Account

A free bank account to power your business

Ready to power your business? Choose Moniepoint - the banking solution that caters to all your needs, from collecting payments to accessing loans!

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Active terminals

1M+

Active terminals

Processed monthly

₦10 Trillion

Processed monthly

Success rate

99.9%

Success rate

A business bank that works for you

Get started

Free business account

Get a Business account in your business name for free. No hidden charges.

Free business account

Easy account verification.

Enter your business details and get your details verified in minutes without visiting a physical location.

Easy account verification.

Seamless banking experience

Send funds, pay bills and manage your business banking operations with a reliable banking solution.

Seamless banking experience

Round-the-clock support.

Whatever your concerns, our customer service team is here to support you.

Round-the-clock support.

Open an account in 5 minutes

Fill in your personal informationGet verifiedFund your accountsYou're done!
  • 1

    Fill in your personal information

    Provide your email and phone number and verify your phone number with an OTP.

  • 2

    Get verified

    Select username & password. Provide your Bank Verification Number (BVN) and KYC details, and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.

  • 3

    Fund your accounts

    Top up your bank account to make smooth banking transactions.

  • 4

    You're done!

    Login to your business dashboard and click on the Card menu to get an expense card.

Frequently Asked Questions

All you need are;
  • A functional mobile phone number linked to your BVN and your email address
  • Your Bank Verification Number (BVN)
  • A smart device that can connect to the internet (either a smartphone or a computer)
  • A valid form of identification (NIN slip, PVC, international passport or driver's license)
  • Proof of address (Bank statement showing your address, PVC, driver's license, utility bill or tenancy agreement)
Your business account number is created instantly. All you need to do is complete the signup process which takes less than 10 minutes.
A Moniepoint Business Account provides you with a bank account in your business name from the comfort of your home with no bank queues, paperwork, or opening balance. A Moniepoint business account also makes it easy for you to access business loans, a POS terminal for your business in less than 48 hours, a USSD code for offline banking, an expense card to keep track of your day-to-day business operational costs, and so much more.
Here are some tips to ensure your ID verification is successful: Take a picture of your face using our face-capturing tool in a well-lit room. Use only government-issued IDs such as a National Identification Number (NIN) slip, Permanent Voters’ Card (PVC), driver's license or international passport). Do not use expired documents; use clear images of the original documents, not photocopies. Details on the image need to be clear. If using the live capture document verification feature, ensure all edges of the documents are captured within the frame.
You can easily retrieve your BVN number by dialing the code *565*0# using the phone number you used to register your BVN. By following the prompts displayed after you dial the code, your BVN will be displayed on your mobile device for a service fee of N20. The method is fast and doesn't require any internet connection.
If you got to the point of creating a username and password. All you need to do is login to your dashboard and you can continue from where you left off.