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Savings

Achieve your business dreams with a savings plan

Sign up for a savings plan, save for your business, and get up to 17.5% interest annually when you save. Start a savings plan with a minimum deposit of ₦1,000 today.

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The smart way to save for your business

Choose how, when and what to save with a plan designed to achieve your business goals.

Save your business

Flexible saving and withdrawal options

Choose when and what to save, and enjoy the flexibility of how and where to withdraw.

Flexible saving and withdrawal options

Competitive interest rates

Accrue up to 16% interest annually on your savings.

Competitive interest rates

NDIC secured

All savings are fully protected. Save with peace of mind.

NDIC secured

Halal Compliant

Choose to receive or not receive interest.

Halal Compliant

Plans designed for your dreams

With just ₦1,000 as your starting balance, you can begin saving for your dreams.
Save As You Transact (SAYT)
Save As You Transact (SAYT)

With a SAYT plan, you can save on every spend and watch your savings grow. Choose when and how much to save, and leave the rest to us. 

Flexible Savings
Flexible Savings

Your emergency go-to wallet for rainy days. Start with a minimum balance of ₦1,000 and enjoy a flat rate interest of 9.5% annually.

Target Savings
Target Savings

It is a smart plan that helps you save funds for a specific purpose or purchase, such as office rent, equipment, or tools for your business. Accrue 11.5% interest annually.

Fixed Deposit
Fixed Deposit

A disciplined way to set aside huge sums for big-budget, long-term and future projects. Enjoy up to 17.5% interest annually.

Frequently Asked Questions

₦1,000
Yes, you can change the duration of your savings plan after creating it by going through the Manage plan flow to make any necessary changes.
Penalties depend on your savings plan of choice.
Flexible Savings - No penalties
Locked Savings & Fixed Savings - You lose all accrued interest. 
Flexible Savings - Interest is fixed at a flat rate of 9% p.a.
Locked Savings & Fixed Savings - Interest varies based on tenure but can go as high as 16% p.a.
Flexible Savings - Interest is accrued daily and paid at the end of every month. 
Locked Savings - You can access interest at the end of your savings cycle
Fixed Savings - Interest is paid upfront. 
Yes, you can have as many savings plans as you desire
Rollover at maturity allows you to maintain the same savings plan at any tenure you choose, making it easier to reconcile your savings instead of creating a new one.
No, there is not.